Every year, homeowners in New Jersey experience their share of intense weather—wind, hail, snow, and heavy rain. These storms can leave serious damage in their wake, especially to your home’s roof. Unfortunately, roof storm damage in New Jersey often goes unnoticed until it leads to leaks, mold, or costly structural issues.
If you’ve recently experienced a storm—or if you’re just preparing ahead—this guide from American Roofing NJ will walk you through how to assess the damage, document it properly, and file an insurance claim with confidence.
📞 Need help now? Call (201) 414-1738
💬 Schedule your free storm damage roof inspection
Common Types of Storm Damage in New Jersey
New Jersey weather brings several seasonal threats that can affect your roof:
Wind Damage
Strong winds can lift or tear shingles, damage flashing, and expose the underlayment beneath. Even winds under 60 mph can cause roof problems, especially on older roofs.
Hail Damage
Hailstones can crack or bruise asphalt shingles, leaving dents and loosening granules. These weak spots lead to leaks over time.
Ice and Snow
Snow buildup, ice dams, and freeze-thaw cycles can break down shingles and cause water to back up under the roof edge.
Heavy Rain
Prolonged or intense rain can exploit small cracks or weak spots in your roof, leading to water infiltration and mold growth.
Signs Your Roof Has Storm Damage
You don’t have to be a roofing expert to spot signs of trouble. After a storm, check for:
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Missing, lifted, or curled shingles
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Granules in the gutters or around the downspouts
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Dents or bruising on shingles (from hail)
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Water stains on ceilings or walls inside your home
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Leaks in the attic
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Bent flashing or detached gutters
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Sagging rooflines
If you notice any of the above, schedule a professional inspection immediately. Damage caught early is easier—and cheaper—to fix.
Step-by-Step: What to Do After Storm Damage
1. Inspect Safely from the Ground
Don’t climb on the roof. Use binoculars or your phone’s zoom to look for obvious damage. Check your attic for signs of leaks.
2. Document Everything
Take photos or videos of visible damage. If water has entered the home, document affected ceilings, walls, insulation, and belongings. Save receipts for any emergency repairs.
3. Contact American Roofing NJ for a Free Inspection
Our team provides a thorough inspection and will document all findings with photos and notes that are claim-ready.
📞 Call (201) 414-1738
💬 Book your free inspection
4. Notify Your Insurance Company
Call your provider to report the damage. They’ll guide you on how to file a claim and schedule an adjuster’s visit.
5. Meet with the Insurance Adjuster
We recommend having a roofing expert from American Roofing NJ present during the adjuster’s inspection to ensure nothing is overlooked.
Why Choose American Roofing NJ After a Storm?
We’re more than just roofers—we’re storm damage specialists with years of experience working with New Jersey homeowners and insurance companies. When disaster strikes, we offer:
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Fast response times after major weather events
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Certified damage inspections with photo documentation
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Help navigating your insurance claim
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Emergency tarping and leak prevention
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Expert roof repairs and replacements
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Fully licensed, insured, and local professionals
We know how insurance companies operate—and we work to make sure you get the coverage you deserve.
Frequently Asked Questions About Storm Damage Claims
Q: Will my insurance cover the entire cost of repairs or replacement?
A: It depends on your policy and the extent of the damage. Most homeowners insurance policies cover storm damage, but deductibles and exclusions apply.
Q: How long do I have to file a claim?
A: In New Jersey, most policies require claims to be filed within 12 months of the storm event—but it’s best to act fast. Damage can worsen over time.
Q: What if I can’t see any damage but my neighbor’s roof is being replaced?
A: You could still have hidden damage. Always schedule an inspection after a major storm, especially if nearby homes are affected.
Be Proactive—Don’t Wait for a Leak
Storm damage doesn’t always show up immediately. Even small issues can develop into serious problems months later, especially when ignored. Proactive inspections and early repairs can save thousands in long-term costs.
Get Peace of Mind After the Storm
If you suspect your roof has been damaged by a recent storm—or you want peace of mind before the next one—American Roofing NJ is ready to help.
📞 Call (201) 414-1738 today
💬 Request your free roof storm damage inspection
Additional Resource
Want to learn more about roof storm damage and insurance? Visit NAIC: Homeowners Insurance and Roof Damage